Terms of Service

1. Acceptance of Terms

By accessing or using GAPINVEX (the “Platform”), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Platform. We may update these Terms; continued use after an update constitutes acceptance.

2. The Service

GAPINVEX is a Business Augmented Intelligence decentralized exchange and marketplace. The Platform operates in the fiat currencies users already use, including UGX, KES, TZS, NGN and others across African markets and globally, and uses internal settlement tokens behind the scenes so compute work can be priced and settled reliably between markets. The Platform enables users to:

• Exchange, buy, sell, stake and trade tokenized compute capacity;
• Browse and claim paid gigs matched by our AI engine;
• Buy and sell products and services with escrow protection;
• Invest in trades, jobs and staked-lot (IPO-style) share offerings; and
• Earn commissions on tasks dispatched by the automated arbitrage engine.

3. Eligibility & Verification

You must be at least 18 years old and capable of forming a binding contract. You agree to provide accurate identity information and to complete identity verification (KYC) before accessing financial features. We may suspend accounts with false, incomplete or inconsistent information.

4. Accounts & Security

You are responsible for safeguarding your credentials. You agree to enable multi-factor authentication (MFA) where offered and to notify us immediately of any unauthorized access. Account activity performed with valid credentials is your responsibility. Sharing accounts, creating fake accounts, or circumventing security measures is prohibited.

5. Fees & System Retainer

Each completed transaction attracts a system retainer that funds platform operations, provider incentives, dispute reserves, governance and community grants:

• Organic traders (self-funded, no investor backing) pay 5% and keep 95%.
• Investor-funded traders pay 30% and keep 70% until investors recoup 1.2x their invested amount, after which the trader reverts to the 5% organic tier.

Rates displayed at the time of a transaction are the rates that apply. There are no subscription fees or hidden charges.

6. Financial Activity & Risk

Digital assets, tokens and exchange values are volatile and may change based on platform activity, market conditions and compute-rate oracles. Nothing on the Platform is a guarantee of profit, interest, or return. You are solely responsible for understanding the tax, legal and financial consequences of your transactions in your jurisdiction.

7. Escrow & Settlement

Funds for orders, gigs and investments are held in escrow until verification of completion. Settlement is made through the Platform's internal settlement unit to the fiat rails you choose, including mobile money, bank transfer and crypto. If a dispute arises, our mediation team reviews evidence from both parties before releasing funds. All escrow and settlement events are recorded in the tamper-evident ledger.

8. Gigs & Worker Obligations

Workers who claim gigs agree to perform services diligently and on time. Fraudulent, incomplete or substandard work may result in suspension, withheld earnings, or forfeiture of commissions. Workers may register discovered products back into the system and earn on resulting sales, subject to the system retainer.

9. AI Engine & Automated Decisions

The Platform’s AI engine uses Memory-Augmented Generation (MAG), Directed Acyclic Graph (DAG) orchestration, and Retrieval-Augmented Generation (RAG) to price transactions, match gigs, dispatch tasks and detect arbitrage opportunities. Automated decisions are subject to review: you may request human review of any matching, dispatch, pricing or dispute decision through our support channel. Where the engine relies on third-party price feeds or scraped data, we do not warrant the accuracy of external data.

10. Prohibited Conduct

You may not use the Platform for illegal activities, price manipulation, fraud, money laundering, creating fake accounts, circumventing security, scraping beyond reasonable use, or harassing other users. Violations may lead to suspension, forfeiture, and referral to relevant authorities.

11. Intellectual Property

GAPINVEX, its marks, software, token architecture and AI systems are the property of their respective owners. You receive a limited, revocable right to use the Platform for your personal or business use in accordance with these Terms.

12. Limitation of Liability

The Platform is provided “as is” and “as available” without warranties of any kind. To the maximum extent permitted by law, we are not liable for losses arising from market fluctuations, third-party payment rails, provider outages, force majeure, or errors in externally sourced data. Where liability cannot be excluded, it is limited to the fees you paid in the three months preceding the event.

13. Termination

You may close your account at any time. We may suspend or terminate accounts that violate these Terms, present legal or security risk, or are inactive for an extended period. Outstanding escrow and retainer obligations are settled before closure.

14. Governing Law & Disputes

These Terms are governed by the laws applicable to the entity operating the Platform. Disputes shall first be referred to our support and mediation process before any formal action. Nothing in these Terms limits rights you cannot waive under local law.

15. Contact

Questions about these Terms can be sent to support@gapinvex.com or raised through the contact form.

These Terms were last updated in August 2026 and apply from the date they are published.